Fixed Rate Mortgages

• This loan has fixed payments for the entire term of the loan.

• You can choose up to a 30 year term.

• Fixed Rate Loans typically have a higher inter rate than Adjustable Rate Mortgages, but Fixed Rate Loans protect you against interest rate increases.

3 Year Adjustable Rate Mortgage

• This loans has fixed payments for 3 years, and adjusts every year thereafter based on a published index.

• You can choose a term between 10 - 30 years.

5 Year Adjustable Rate Mortgage

• This loans has fixed payments for 5 years, and adjusts every year thereafter based on a published index.

• You can choose a term between 10 - 30 years.