Nationwide Mortgage Licensing System
Mortgage Loan Originator NMLS List
Secure and Fair Enforcement Licensing Act of 2008
Title V of the Housing Economic Recovery Act of 2008, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act or Act) is intended to improve the accountability and tracking of residential mortgage loan originators (MLOs), provide protection for consumers, reduce fraud, and provide consumers with information regarding MLOs. Registration is required for Mortgage Loan Originators who work for an agency regulated institution. The following website will provide you with information about all mortgage loan originators who are either licensed and/or registered: nmlsconsumeraccess.org.
Pioneer Community Bank NMLS ID: 477267
The registered mortgage loan originators employed by Pioneer Community Bank are listed below with their unique identifier. This identifier will be required to access the information pertaining to a particular mortgage loan originator.
Mortgage Loan Originator Name |
Mortgage Loan Originator Unique Identifier (NMLS#) |
|
|
Ashley White |
902782 |
Diane Bailey |
812291 |
Patricia Thompson |
812290 |
Alan Terry |
812289 |
Lisa Mullins |
812264 |
Mary Spence |
812262 |
Wanda Burroughs |
812261 |
Kathleen Roberts |
812260 |
Real Estate
- Adjustable Rate Mortgage
An Adjustable Rate Mortgage or (ARM) loan gives you a lower initial interest rate and monthly payment. Your interest rate is adjusted at a specific prearranged period or annually, based on a predetermined financial index. As your interest rate changes, so does your monthly payment. ARM’s may be “capped” meaning you are protected against significant fluctuations in your index.
- 1 – Year Adjustable Rate Mortgage (ARM)
A 1 year ARM has payments that adjust once each year and the payments are calculated up to a 30 year period. Typically, this type of loan offers the lowest initial start rate and can help you qualify for a larger amount.
- 3/1 – ARM
This loan has fixed payments for 3 years, and adjusts every year thereafter. Loan payments on this type of loan are calculated up to a 30 year period.
- 5/1 – ARM
This loan has fixed payments for 5 years, and then adjusts every year thereafter. Loan payments on this type of loan are calculated up to a 30 year period.
- Fixed Rate Loans
This is the basic type of home mortgage loan. You can choose up to a 15 year term. Your monthly payment, established at closing remains the same for the life of the loan.
Consumer Loans
If you are looking to purchase a new or used automobile, recreational vehicle let Pioneer Community Bank help you. We offer competitive rates and terms. Our lending personnel are ready and waiting to help you. They will make applying for a loan easy. To find out more information contact any of our full service facilities.