Online Bill Pay Demo

 

 

Bill Paying Agreement / Disclosure

 

This is your bill paying agreement with PIONEER COMMUNITY BANK. You may use PIONEER COMMUNITY BANK bill paying service, BillPay-ePlus, to direct PIONEER COMMUNITY BANK to make payments from your designated checking account to the "Payees" you choose in accordance with this agreement. The terms and conditions of this agreement are in addition to the account agreements, disclosures and other documents in effect from time to time governing your account (The Account Rules).

 

"You" or "Your" means each person who is authorized to use the service. "Payee" means anyone, including the Financial Institution, you designate and the Financial Institution accepts as a "Payee".

 

How To Set Up Payees / Payments

 

 

The Bill Paying Process

 

Single Payments - a single payment will be processed on the business day (generally Monday through Friday, except certain holidays) that you designate as the ayment’s process date, provided the payment is submitted prior to the daily cut-off time on that date. The daily cut-off time, which is controlled by the Financial Institution, is currently 4:00 P.M. EST.

 

A single payment submitted after the cut-off time on the designated process date will be processed on the next business day. If you designate a non-business date generally weekends and certain holidays) as the payment’s process date, the payment will be processed on the first business day following the designated process date.

 

Recurring Payments - When a recurring payment is processed, it is automatically rescheduled by the system. Based upon your selected frequency settings for the payment, a process date is calculated for the next occurrence of the payment. If the calculated process date is a non-business date (generally weekends and certain holidays), it is adjusted based upon the following rules:

 

 

Note: If your frequency settings for the recurring payment specify the 29th, 30th, or 31st as a particular day of the month for processing and that day does not exist in the month of the calculated process date, then the last calendar day of that month is used as the calculated process date.

 

Single And Recurring Payments

 

The system will calculate the Estimated Arrival Date of your payment. This is only an estimate. Please allow ample time for you payments to reach your "Payees".

 

Cancelling A Payment

 

A bill payment can be changed or cancelled, anytime prior to the cutoff time on the scheduled process date.

 

Available Funds

 

You agree to have available and collected funds on deposit in the account you designate in amounts sufficient to pay for all bill payments requested, as well as, any other payment obligations you have to the Financial Institution.

 

 

The Financial Institution reserves the right to change the cut-off time. You will receive notice if it changes.

 

Liability

 

 

Amendment Termination

 

The Financial Institution has the right to change this agreement at any time by notice mailed to you at the last address shown for the account on the Financial institution's records, by posting notice in branches of the Financial Institution, or as otherwise permitted by law.

 

 

Service Fees

 

When a payment you have scheduled is processed (see "The Bill Paying Process"), funds sufficient to cover the payment are removed from your account with PIONEER COMMUNITY BANK for transmittal to the designated Payee. In lieu of fees in addition to those listed herein, once the funds are removed for processing, you will no longer earn, receive, or otherwise be entitled to any interest, dividends, or other return on, or compensation for, the funds removed.

 

Additional charges for customer requested services and other items. There will be No Charge for any item if needed to correct a Financial Institution error.

 

 

Miscellaneous Product Fees

 

 

The Financial Institution reserves the right to charge you for research time involving payments no longer available in your screen history.

 

You will be informed of any such charges before they are incurred. Bill payments are processed by Electronic Fund Transfers (EFT). Please see the Electronic Fund Transfers Disclosure Statement included, or, received when you opened your account, which discloses important information concerning your rights and obligations.

 

 

Click Here for Our Bill Pay Demo

 

Contact Us

 

For questions concerning Online Banking please call us at 1-304-938-5322 from 8:30am to 4:30pm Monday through Friday.

 

5229 Coal Heritage Road, Iaeger, WV 24844-0368

Phone: (304) 938-5322

Email: customerservice@pioneercb.com

Using Pioneer Community Bank’s

Online Banking is easy with no special software required.

By using Online Banking you can:

  • Access your information anywhere
  • Transfer funds
  • Make loan payments
  • Print account statements
  • Best of all “IT’S FREE

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